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If you’re a licensed healthcare provider such as a doctor, nurse or pharmacist, or a non-licensed beauty therapist (NVQ Level 3 and above) providing aesthetic and beauty treatments, Aesthetics and Beauty Insurance can protect you against claims for medical malpractice and negligence in carrying out your work.
It will cover the potential legal costs and damages you may have to pay due to a claim for any insured treatments you provide or advice you give to patients. If you own a clinic or salon, you could add this Insurance to your existing policy to give your business comprehensive protection.
The biggest risk you face as an aesthetics professional is an unhappy client who claims your negligence and/or malpractice caused them injury, illness, or even death. This is called a Medical Indemnity claim.
The treatments you carry out, such as Botox, dermal fillers, semi-permanent makeup or laser, are invasive, require years of medical training and practice and carry high levels of risk. Even the smallest mistake could cost you your career or worse, so being uninsured isn’t worth it.
Without the right cover in place, you could be left to defend any claims against you which could result in massive legal costs. If the claim is successful, you’ll be left with the compensation bill, along with loss of earnings and other costs.
Depending on your business, Aesthetics and Beauty Insurance policies can include cover for: