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Jet ski insurance covers you for accidents at sea, damage, fire, theft and personal liability. There are usually three types of cover: fully comprehensive, jet ski only and third-party liability.
Although jet ski insurance isn’t a legal requirement in the UK, some marinas, harbours and mooring/launching areas require you to have third-party Insurance as a minimum.
Often the highlight of an adventure-filled holiday, when jumping on a jet ski to ride the waves, Insurance is the last thing on your mind. But that doesn’t mean it’s any less important.
What may look like a fun activity could quickly turn unpleasant if things go wrong. The risk is even higher if you’re not properly protected while out on the water. Physical dangers aside, jet skis are highly attractive targets for thieves. Jet ski insurance covers you in most situations, so should something go wrong, you won’t have to worry about covering the costs.
For example, you could cause injury to someone, or lose control of your jet ski and collide with other boats, piers or docks. For the damage and injury caused, it would be your responsibility to cover the costs and this is where jet ski insurance comes in.
Jet ski accidents and theft are common, so it’s really important that you get the right cover in place before going out on the water. Depending on your insurance provider, you can get worldwide cover if you’re a UK citizen and your jet ski is registered here, giving you peace of mind wherever you are.
Jet ski insurance policies usually include: