Sports Club Insurance

Protection that performs on and off the pitch


What is Sports Clubs Insurance?

Sports Clubs Insurance protects your club against claims for injury and damage to property. Typically, policies cover you for Professional Indemnity, Legal Expenses and Combined Liability, which includes Public Liability, Product Liability and Employers’ Liability. You can add additional cover to your policy to suit the unique needs of your club.

Why does my club need it?

Sports clubs are fun, social settings where players and sport lovers can come together to enjoy the game. Clubs are often home to awards and accolades, too, to show years of hard work and dedication. Unfortunately, places like this come with the risk of injury, damage and theft.

Any claims against your club could be costly both on and off the pitch. Sports Club Insurance protects you if someone brings a claim against you for bodily injury or property damage. Having the right cover in place could save you financial distress and the potential closure of your club.

You can also tailor your policy to protect cricket gear, machinery and irreplaceable valuables such as cups and trophies against damage and theft.

What does it cover?

The level of cover you need will depend on the size and needs of your club. An expert broker can help you choose the right policy for you. Policy benefits vary by provider but cover usually includes:

  • Combined Liability protection – Public, Product and Employers’ liability to cover members of the public, your employees and your club for damages and legal costs
  • Professional Indemnity protection – for claims against your club for losses caused by negligence, breach of duty and mistakes or oversight when providing a service 
  • Legal expenses – for the cost of legal actions against your club

Need more cover? Optional extras you can add to your policy can include:

  • Buildings and Contents Insurance for your clubhouse and outbuildings  
  • Personal accident cover for club members for accidental bodily injury during matches, practice, coaching sessions and pitch maintenance work
  • Cyber Liability
  • Directors’ and Officers’ Liability 
  • Business Interruption 

Find a sports club insurance broker

Find a Broker

Key cover benefits

  • Become compliant with ECB Guidelines and the Clubmark Accreditation
  • Cover tailored to your club’s needs
  • Backed by connected expertise and thinking
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