Classic and Specialist Motor Insurance

At Ethos Broking, we understand a classic car is more than just a car, and sometimes, you’ll need a specialist policy to cover your treasured vehicle.


What constitutes a classic car?

While many insurers consider a classic as being at least 20 years old, there are other factors we consider to cover you under our classic motor insurance cover options:

  • At least 20 years old
  • modern classic’ criteria: rarities, special editions, performance cars 
  • Isn’t widely available to buy new
  • Limited mileage
  • Not used for day-to-day travel
  • Collectible appeal

Why do I need classic or specialist motor insurance?

If you have an older vehicle, there is the increased likelihood of breakdowns. You can also choose additional cover options such as motor legal and personal accident cover.

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Optional cover includes:

  • Breakdown
  • Motor legal
  • Personal accident
  • Replacement hire car
  • Key replacement