High Net Worth Insurance

Protecting what you take pride in


What is High Net Worth Insurance?

High Net Worth Insurance protects your high-value belongings against the risk of theft, loss or damage. You’ve spent years building, curating and collecting your most cherished possessions, so it’s only right they’re safe should anything go wrong, wherever you may be.

Whether it’s your homes, your cars, artwork and antiques or unique jewellery and watch collections you want to safeguard, your policy is just as bespoke. Tailored to your lifestyle and safety needs, the right cover will give you confidence that your valuables are appropriately protected.

Why do I need it?

Standard insurance policies cover the needs of most customers. But if you own especially valuable assets, such as an expensive home, a second home overseas, a fine art or antiques collection, high-end jewellery, yachts and luxury or vintage cars, you need personalised cover to properly protect these. 

Because these are high-value items, High Net Worth policies offer you varying levels of cover with increased limits of protection, so you can get the most out of your Insurance in the event of loss, theft or damage.

Unlike standard policies, High Net Worth Insurance is highly bespoke. With cover options such as contents Insurance for your children at university and extensive travel Insurance to include winter sports, you and your loved ones are also protected away from home, wherever in the world that may be.

What does it cover?

Your policy will be as unique as your lifestyle. Working with an expert broker, you decide how you want to be insured. Some of the key areas High Net Worth Insurance covers include:

  • High-value home Insurance (tailored cover to include a range of assets)
  • Fine art and antiques (protect specific items with specialised cover)
  • Jewellery and watches (protect against theft, loss or damage worldwide)
  • Overseas properties (protect your second home regardless of how often you visit)
  • Private motor (tailored cover for your luxury and standard car collections)

Find a High Net Worth broker

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key cover benefits

  • Tailor your policy for complete cover worldwide
  • Personalised and discreet service from experienced brokers
  • Backed by connected expertise and thinking

Find a high net worth insurance broker

Find a Broker

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