Ice Cream and Catering Insurance

What is Ice Cream and Catering Insurance?

Ice Cream and Catering Insurance protects your livelihood if you run an ice cream business or operate out of a catering van. Insurance can cover you for accidental or malicious damage, vehicle cover, Combined Liability, and Business Interruption.

Under this type of insurance policy, you can cover ice cream vans, parlours, cafes and manufacturers; catering vans and Piaggio coffee vans.

Why does my business need it?

Your van isn’t just a vehicle, it’s your catering business on wheels, kitted out with expensive catering machinery and refrigeration. 

Pizza, coffee, tacos or classic fish and chips – whatever you serve customers, having the right specialist protection in place if things go wrong could mean the difference between staying on the road or closing down. The same goes for your bricks and mortar ice cream business. Saving your frozen stock – the lifeblood of your business – is vital if the unexpected happens.

It’s not just your vehicle or business premises that need protecting. Accidents involving members of the public or employees can lead to major legal problems – especially for a small business. Making sure your van, premises, equipment, the public and your employees are protected will mean your business is prepared, whatever happens.

What does it cover?

Depending on your insurance provider, comprehensive Ice Cream and Catering Insurance can include:

• Comprehensive vehicle cover
• Accidental or malicious damage to permanently attached fixtures and fittings
• Combined Liability (Public, Product and Employees)
• Business Interruption
• Business money cover
• Stock
• Buildings and contents

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