Dental Labs Insurance

Specialist cover for dental laboratories


What is Dental Labs Insurance?

Dental Laboratories make customised dentures, crowns, bridges and orthodontic appliances for patient use. The lab technicians that work here provide a valuable service for dentists and orthodontists, but big risks come with such highly technical work. 

Dental Laboratory Insurance protects your lab and your employees from the unexpected events that could cost you your business. 

Policies usually include Commercial Property, Combined Liability and Professional Indemnity Insurance, but you can add more cover options to protect your business.

Why do I need it?

If you own a dental laboratory, here are some common risks your business could face:

  • A professional employee is negligent in their work
  • A dental appliance or device causes a patient pain or injury
  • An employee suffers injuries
  • Your lab suffers property damage and business interruption due to theft, fire or floods

The cost of a claim against you for the reasons above, or simply not being able to operate as normal through no fault of your own, could be devastating. Getting the right cover in place could help keep your dental lab in business and safeguard your and your employees’ livelihood.

What does it cover?

Your policy will need to be tailored to your business to make sure you’re fully covered against all risks. Dental Laboratory Insurance policies usually include cover for:

  • Combined Liability – including Public, Product and Employers’ Liability
  • Professional Indemnity – based on medical malpractice wording, which is essential for dental labs as it covers legal costs if your negligence causes a patient or dentist bodily or mental injury or death – even if the claim is unsuccessful
  • Commercial Property – physical damage to your building and tools, materials and equipment by fire, smoke, hail, wind, vandalism, theft and other unforeseen reasons
  • Business Interruption – replaces lost earnings if you can’t operate for a period of time after suffering a loss

You can add additional cover for Cyber Liability, Legal Expenses, Management Liability and Directors’ and Officers’ Liability so your policy is tailored to the unique protection needs of your business.

Find a dental labs insurance broker

Find a Broker

Key cover benefits

  • Brokers appointed by The Dental Laboratories Association (DLA) and The British Association of Clinical Dental Technology (BACDT).
  • Cover tailored to your laboratory’s needs
  • Backed by connected expertise and thinking
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