Aftermarket Insurance

Specialist protection for motor businesses


What is Aftermarket Insurance?

If you’re involved in the motor trade, motor fleet or motor factor business, Aftermarket Insurance is essential for your trade to meet the needs of your clients.

Aftermarket Insurance, sometimes called a vehicle protection plan or vehicle service contract, covers repairs after the manufacturer’s warranty for a car runs out.
Cover usually falls into two categories: business and fleet Insurance.

Why does my business need this cover?

Making sure your business is properly protected is your priority, and that’s where Aftermarket Insurance can help.

Business Insurance provides highly specialised cover to motor factor businesses, including automotive part and accessory wholesalers and retailers, suppliers of refinish products and CV product suppliers.

Fleet Insurance adds value to your businesses by identifying problem areas, such as young drivers and avoidable incidents, and getting the right protection in place if things go wrong. This could help to lower your company’s insurance costs.

What does Aftermarket Insurance cover?

Every business is unique and so should your cover be. Policies can be tailored to your trade so your business is adequately protected, leaving you to focus on delivering the highest levels of customer service. 

Depending on your Insurance provider, the type of cover you choose and the service you provide, Aftermarket policies usually cover:

  • Assets (buildings, plant, tools, goods and machinery and equipment)
  • Business interruption costs
  • Combined liabilities (such as Employer’s Product and Public Liability)
  • Specialist liabilities (Directors’ & Officers’ Liability and Cyber Liability)
  • Activities (business travel and legal expenses)
  • Safety-critical parts
  • Faulty workmanship
  • Goods and vehicle(s) in transit
  • Theft

Find an aftermarket insurance broker

Find a Broker

Key cover benefits

  • Trusted brokers recognised by the Independent Automotive Aftermarket Federation (IAAF)
  • Bespoke policies designed for the Aftermarket industry
  • Backed by connected expertise and thinking
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