Discover our Product of the Month – Finch’s Aesthetics Insurance

Within the Ethos Broking community, our Ethos Brokers boast a wide range of facilities, specialisms and schemes to better help clients with bespoke cover and competitive premiums. To showcase everything that our group has to offer, each month this year, we will be bringing our ‘Product of the Month’ to you. This February, we are featuring Finch’s Aesthetics cover.

Aesthetics, Beauty and Cosmetics – Finch

After establishing their aesthetics scheme for over four years, growing with various leading training academies, Finch has continued to support the sector throughout the pandemic, offering flexible payment solutions and policy extensions. They have also extended their offering to include COVID-19 testing.

Who is the cover for?

This cover is designed to help Aesthetic Practitioners and Beauty Therapists (NVQ Level 3 or above) find the most appropriate insurance product for their needs. Unlike some other brokers, they can arrange solutions for both medically licenced and non-medically licenced professionals, giving them scope to reach a wider scope of businesses and individuals within the industry. The list of treatments available for insurance is not only comprehensive but also continually growing.

What does a medical malpractice policy cover?

Physical injury
Mental injury
Illness/disease
Shock or death
Professional Indemnity
Public or General Liability
Loss of Documents
Breach of Professional Confidentiality
Libel and Slander
Inquest Costs
Licencing Body Investigation Costs – Medically licenced only
Information Security and Privacy Liability – Medically licenced only
Regulatory Defence and Penalties – Medically licenced only
Website Media Content Liability – Medically licenced only
PCI Fines and Costs – Medically licenced only
Forensic Defence Costs – Medically licenced only
Employee Privacy Breach Cover – Medically licenced only

Optional cover options include:

Product Liability

Covid-19 Testing

To support aesthetics professionals partaking in COVID-19 testing, Finch can arrange Medical Malpractice, Professional Indemnity and Public Liability for sample taking via pin prick/swab/venepuncture.

For more details of Finch’s Aesthetics scheme and their discounts for Association of Cosmetic Practitioners Britain (ACPB) members, get a no-obligation quote via www.finchinsurance.co.uk/sector/aesthetics-cosmetics, call 0118 921 5078, or email medmal@finchinsurance.co.uk.