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As the darker nights draw in, we look forward to the festivities that greet us each year during autumn. One such event is Bonfire Night.
All over the country, people don their cosy jackets and scarves, and head out to one of many fireworks shows taking place to celebrate Guy Fawkes’ failed attempt to blow up Parliament and assassinate King James I in 1605.
But while you’re enjoying the beauty and spectacle of Bonfire Night, we want to draw your attention to some important risks that we face at this time of year.
Fireworks displays at home
If you are celebrating with sparklers and fireworks at home, limit the risk with these simple safety measures:
While fire is a standard home insurance risk, your policy wording will tell you whether your garden and its contents would be covered if they were damaged by rogue fireworks.
Exercise bonfire safety
If you’re hosting a bonfire this autumn, it is essential that you only use safe materials. Mid and West Wales Fire and Rescue Service reported that one of the biggest risks on this night is the burning of toxic or explosive materials.[2]
Here are a few simple rules to follow to make your bonfire as safe as possible:
The presence of explosives and fire, even with the most stringent health and safety procedures in place, means that something can always go wrong. That’s why it’s important to ensure that you’re protected against damages, liability claims, and more.
Anti-social behaviour and theft during Bonfire Night
Many communities see a rise in vandalism, burglaries and anti-social behaviours at this time of year. Using the cover of darkness, the noise of fireworks and the chance you may be out of the building, burglaries and anti-social behaviour tend to spike over Halloween and Bonfire Night.
Autumn 2023 witnessed violence taking place all over Britain. In Edinburgh, 50 youths threw petrol bombs and fireworks at riot police[3]. In London, four men were stabbed after a firework show[4], while in Stoke-on-Trent three were arrested after a crime spree including criminal damage and arson[5].
This terrifying trend is something we are sadly seeing more and more of in recent years. News reports in 2023 seemed to follow a similar theme to what we saw in 2022. Police being targeted with fireworks and missiles in Leeds, while Edinburgh saw Molotov cocktails being hurled at police vehicles[6]. In Salford, someone posted a firework through the letterbox of a home[7] and in Liverpool, two men were shot at a bonfire event[8].
In response to the rising crime during the period surrounding Halloween and Bonfire Night in particular, the Metropolitan Police launched a seasonal crackdown on crime and anti-social behaviour. This campaign, named ‘Autumn Nights’, was launched in 2017 after the police were called 5,000 times a week during the festivities in 2016.[9]
Deter opportunist thieves and vandals, where possible, by following the recommendations by the police:
For personal insurance advice, contact your local Ethos Broking advisor.
Sources:
[1] https://www.gov.uk/fireworks-the-law#:~:text=The%20law%20says%20you%20must,the%20cut%20off%20is%201am
[2] https://www.westerntelegraph.co.uk/news/23089164.fire-chiefs-warn-halloween-bonfire-night-dangers/
[3] Bonfire Night violence in Niddrie and Glasgow was organised, say police - BBC News
[4] Bonfire Night horror as four people stabbed after firework show | The Independent
[5] Arrests after Stoke-on-Trent Bonfire Night crime spree - BBC News
[6] https://www.theguardian.com/lifeandstyle/2022/nov/06/police-across-uk-face-violence-and-anti-social-behaviour-on-bonfire-night
[7] Greater Manchester fire crews attend over 200 incidents on busy Bonfire Night - Greater Manchester Fire Rescue Service
[8] https://www.liverpoolecho.co.uk/news/liverpool-news/gunman-emerged-bushes-shot-two-25459139
[9] https://www.newsshopper.co.uk/news/15615048.met-police-launch-halloween-autumn-nights-crackdown/