Business Insurance
Personal Insurance
It’s officially British summertime, but unfortunately, the great British weather doesn’t always reflect this. It means, that from time to time, we do see floods and witness the huge impact they can have. Sadly, business premises are not immune from flooding which is why it is so vitally important to plan ahead and reduce the threat of damage as much as possible.
With this in mind, we’ve put together an easy-to-digest quick planning guide, with several key points designed to help you if your business premises are impacted by floods.
Ultimately, it’s all about damage limitation and ensuring that your business can continue to operate as well and ‘normally’ as it can.
But, what can realistically be done to face the threat of flooding head-on? Here are a few suggestions.
If a flood does happen it’s important to keep staff informed as much as you can. Are they aware of your business continuity plan? Certain members of staff may even have a role in what happens next. Your flood plan should be accessible to all and available in an off-site location, just in case.
It should cover numerous areas including:
In the aftermath, and as you begin your road to recovery, business interruption insurance should take care of any financial loss your business encounters.
If you live in England, Scotland, Wales or Northern Ireland the BBC flood warnings page (which you can access here) is great to keep an eye on or bookmark.
There’s also the personal flood plan checklist from the government that you can go through here.
And don’t forget local news and radio stations that provide regular weather updates.
If you have any questions about preparing your business for floods in summer, please contact your local Ethos Broking office where the team will be happy to help.